How You Can Own Your Own Home through our Rent to Own?Do you dream about owning your own home? Would you like to stop putting your hard earned money into someone else’s pocket for rent? We can show you how you can buy your own home without the high costs, long drawn out process, and stacks of paperwork the traditional loan process requires. Our flexible, exciting home purchase programs will help you own your own home! How Easy Is It?By offering a variety of programs, we will help you qualify to own your own home. We work with all levels of credit, the self employed and many other challenges that often others just can’t handle. You will be able to move in quickly and start enjoying your new home. Then we can help you qualify for traditional financing by the end of 12 months through Credit Repair, First Time Home Buyer, Bond and 0% interest Down Payment Assistance Programs. Don’t put your dream off any longer! Print out and submit the application below, along with your $15 per person application fee. Let us help you find the Home and the Loan Right For You! Is there an application process?
Yes, all adults over the age of 18
should fill out a separate application.
Applications are available on our
website in PDF format (see below) or we can e-mail, fax or mail you an
application.
The fee is $15 for each adult who
fills out an application. Applications received without the fee will
not be processed. There are no refunds on application fees.
Applications are accepted by mail,
fax or in person at our office. If you fax your application, you
must mail the application fee, applications will not be processed
until the application fee is received.
We strive to process our
applications in 3 – 5 business days from the time we receive both
the completed application(s) and the fee, but this depends on how
fast we receive the rental and employment verifications back. What do I need to move in to the property? A down payment and the first month's rent is required to move into a rent to own. The amount of the down payment is determined through the application process, but we are looking for more than a typical security deposit in most circumstances. The down payment is applied to your purchase price or closing costs at the time of purchase. What about a credit for my monthly rent payments? A monthly rent credit is given for months that rent is received on time. The amount of the credit is similar to the amount you would pay in principal if you had a mortgage or about 10% of the monthly rent amount. Ask for the rent credit for the specific home you are interested in. What is the Pet Policy? Small pets, generally 15 lbs or less, that are over 1 year old and are not an aggressive breed are accepted for a fee of $25 per month. Pets under 1 year old, that will not exceed 15 lbs full grown, also require a non-refundable pet deposit of $250. All other pets not meeting these qualifications will be interviewed on a per case basis. Limit of 2 pets per household. Click Here to download the Application.
Please complete one application per
adult over the age of 18 wishing to occupy the property, excluding
dependant children. Applications can be mailed with the $15 per
application fee to our offices, brought to the office or you may fax the application and
mail the application fee. Applications will not be processed
if the application fee is not received or if the application is not
completely filled out. There are no refunds on application
fees. Please allow a minimum of 3-5 business days for
processing.
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